Commercial Loan Processor – Bemidji, MN - Downtown Branch
Job Type: Full-Time, Non-Exempt

Across Minnesota and Wisconsin, National Bank of Commerce is making a difference in the financial lives of the people, communities, and businesses we serve. We exist to help our customers accomplish more than they could on their own. Join our team of creative and accomplished professionals and help us make more possible.

The Commercial Loan Processor is a key operational role within the commercial lending team, responsible for ensuring accurate preparation, validation, and execution of commercial loan documentation. This position serves as a central coordination point between Commercial Bankers, Credit Analysts, customers, attorneys, and title companies, helping maintain the integrity and compliance of every loan file from origination through closing.

This role plays an essential part in maintaining the health of the commercial loan portfolio by monitoring financial and collateral requirements, tracking exceptions, maintaining reporting items, and ensuring proper collateral insurance. The Commercial Loan Processor also oversees the organization and preservation of commercial credit files and manages the processing of paid‑off loans in accordance with regulatory and retention standards. A strong understanding of banking regulations—including BSA, AML, CIP, HMDA, and related requirements—is fundamental to this position. The Commercial Loan Processor ensures all documentation and processes align with internal policies and federal and state regulations, contributing to a compliant, efficient, and customer‑focused lending environment.

Compensation and Benefits

• The pay range for this position is $26.00 to $40.00 per hour, contingent on relevant skills, training, experience, education and other job-related factors permitted by law.
• National Bank of Commerce offers an excellent benefits package including health, dental, and vision plan for you, your spouse, and eligible children, Health Savings Account (HSA) contribution (including employer contributions), flexible spending accounts, 401(k) plan with a generous match, paid time off program, paid holidays & floating holidays, volunteer time off program, employer paid life insurance, voluntary life plans, short-term disability insurance, long-term disability insurance, health and wellness incentive, and employee assistance program.

Qualified candidates will have:

• Associate’s degree in a related field or 2+ years of comparable experience (or an equivalent combination of education and experience)
• Strong professionalism, tact, and diplomacy when working with internal and external partners
• Clear and effective written and verbal communication skills
• Ability to work collaboratively as a team member while maintaining a positive attitude in high‑pressure situations
• Comfortable adapting to shifting priorities and a rapidly growing business environment
• Capable of working independently and navigating situations where processes may vary
• Strong comprehension, analytical reasoning, problem‑solving, and critical‑thinking abilities
• Advanced math skills, including calculating interest, rates, ratios, and percentages
• Consistent demonstration of core values: Respect, Integrity, Teamwork, and Accountability

National Bank of Commerce is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability status, protected veteran status, or any other characteristic protected by law. National Bank of Commerce will comply with all federal and state laws concerning the application and employment of people with disabilities.